FREE EDUCATIONAL SEMINAR

Retirement PlanningTax-Free Retirement

Keep more of what you've earned. Pay less in retirement.

When 2nd Tuesday of the month

Time 7:45 PM ET / 6:45 PM CT

Format In-Person or Online

Presented by LITHOS · Insurance · Wealth · Tax · Realty

Keep More of What You've Earned

Most retirement planning conversations stop at 'how much do I need.' This 50–60 minute seminar goes further: how to build a retirement income stream that minimizes taxes legally and permanently. We cover Roth conversion windows, IRMAA brackets, and the tax-advantaged vehicles most pre-retirees have never been properly introduced to.

What You'll Take Away

Three Pillars of This Conversation

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01 · The Tax Drain

How taxes erode retirement.

Most retirees lose 20–35% of their income to federal and state taxes. We show you the math — and the legal, structural strategies that change it permanently.

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02 · The Roth Window

The 62-to-65 planning window.

The gap between retirement and Medicare may be the most powerful tax-planning window of your life. We show why — and how to use it before IRMAA brackets kick in.

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03 · Tax-Free Vehicles

Strategies most retirees never see.

Roth conversions, Roth 401(k) contributions, cash-value life insurance, and how the right combination creates lifetime tax-free retirement income.

The Audience

Who This Seminar Is For

✓ Pre-retirees ages 50–65 planning the next twenty years of income
✓ Retirees who feel they're paying more tax than they should
✓ High earners in their final working decade with growing pre-tax accounts
✓ Business owners selling their business and facing a tax event
✓ Anyone wondering if Roth conversions are right for their situation

At Lithos, our mission is to create wealth for families. Through layered planning and a team of trusted professionals, we provide comprehensive insurance, wealth, tax, and real estate solutions that empower clients across the country to protect what matters today and build lasting legacies for tomorrow.

Reserve Your Seat

Free Admission. RSVP Required.

Limited seats. Complete the form below to reserve.

First Name *

Last Name *

Email *

Mobile Phone *

City *

State *

Choose Your Workshop Date *

Attendance Format *

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In-Person

In-person venue (details after RSVP)

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Online (Zoom)

Link emailed after RSVP

Invited By (optional)

Questions

Frequently Asked Questions

Is this really free?+

Yes. There is no cost to attend, no purchase required, and no obligation. The seminar is sponsored by Lithos as part of our commitment to financial education for families across the country.

Will there be a sales pitch?+

No. This is an educational seminar. We mention at the end that complimentary 1-on-1 reviews are available for anyone interested in personalized guidance, but there is no live product pitch and no high-pressure offer. Education is the point.

What's the difference between in-person and Zoom attendance?+

Both formats cover the same content at the same scheduled time. In-person attendees get the take-home materials in print and can ask questions face-to-face; Zoom attendees receive the materials digitally by email after the event. Both formats include live Q&A.

I live outside the in-person location. Can I still attend?+

Absolutely — the Zoom format is designed exactly for that. We have attendees join from all over the country every week. Choose the Zoom option on the RSVP form and we'll email you the link.

Can I bring my spouse or family members?+

Absolutely. These topics are family conversations. Please reply to the confirmation email with the names of any guests you'd like to bring (in-person) or include on the Zoom invite.

How long is the seminar?+

Approximately 50–60 minutes including Q&A. We respect your evening — we start on time and finish on time.

What if I can't make any of these dates?+

RSVP for whichever date works best, then reply to the confirmation email if you need to reschedule. We typically run this seminar every Tuesday, so the next date is rarely more than a week away.